Text Message & Communications Policy

1. Program Description

Swipe Saving may send communications related to:

• Account updates and service notifications
• Application and underwriting status
• Customer support communications
• Appointment confirmations and reminders
• Service updates and promotional offers

Message frequency may vary.

2. Express Written Consent

By submitting your phone number and checking any applicable consent box, clicking submit, or otherwise affirmatively opting in, you agree to receive communications from Swipe Saving via:

• SMS/text messages
• Ringless voicemail
• Automated and prerecorded voice messages
• Artificial or automated dialing systems

Your consent:

• Applies to the specific number provided
• Is not a condition of purchase
• May be used for both transactional and marketing purposes

3. TCPA Revocation of Consent (Any Reasonable Means)

You may revoke your consent at any time and by any reasonable means, including but not limited to:

• Replying STOP to any text message
• Emailing us at support@swipesaving.com
• Calling us at 954-302-0898
• Sending a written request

We will honor revocation requests in accordance with applicable law and carrier requirements.

4. Quiet Hours & Time Zone Compliance

Swipe Saving will only send marketing and non-emergency communications during legally permitted hours, generally between 8:00 a.m. and 9:00 p.m. local time based on your mobile number's area code or other available information, in compliance with federal and state laws.

5. Message & Data Rates

Message and data rates may apply based on your mobile carrier and mobile plan. Swipe Saving is not responsible for any carrier charges.

6. 10DLC & Carrier Compliance Disclosure

Swipe Saving participates in carrier-regulated Application-to-Person (A2P) 10-Digit Long Code ("10DLC") messaging programs.

By opting in, you acknowledge that:

• Your messages may be sent using registered 10DLC campaigns
• Your mobile carrier may impose filtering, blocking, or throttling
• Message delivery is not guaranteed
• Swipe Saving is not responsible for carrier delays or failures

7. Ringless Voicemail Disclosure

By providing consent, you authorize Swipe Saving to deliver ringless voicemail messages directly to your mobile voicemail box without causing your phone to ring, where legally permitted.

Ringless voicemail may be used for:

• Account-related messages
• Service updates
• Appointment reminders
• Marketing and promotional communications

You may revoke consent for ringless voicemail using any reasonable method described in Section 3.

8. HELP Instructions

For assistance, reply:

HELP

Or contact:

• Phone: 954-302-0898
• Email: support@swipesaving.com

9. Privacy & Data Use

Information obtained through this communications program is governed by our Privacy Policy. We do not sell or rent your mobile number for third-party marketing.

Your number may be shared with vendors and platforms that assist in delivering communications on our behalf, subject to confidentiality and compliance obligations.

10. Security & Sensitive Information

Text messaging and voicemail are not secure forms of communication. Do not transmit sensitive personal, banking, or financial information via SMS or voicemail unless directed to a secure method by Swipe Saving.

11. Eligibility

You must be at least 18 years old to participate in Swipe Saving communications programs.

12. Changes to Communications Policy

Swipe Saving may update this Communications Policy at any time. Changes will be posted with an updated effective date.

13. Text Message Consent

By submitting a form on this website and providing your phone number, you agree to receive text messages, ringless voicemail, and automated communications from Swipe Saving, including messages related to your application, account, marketing, and service updates. Consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time by replying STOP. For more details, please review this Text Message & Communications Policy and our Privacy Policy.

14. Contact Information